Icici Prudential Banking & Psu Debt Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 2
Rating
Growth Option 27-01-2026
NAV ₹33.72(R) +0.03% ₹35.22(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.01% 7.45% 6.21% 7.13% 7.37%
Direct 7.38% 7.82% 6.62% 7.56% 7.78%
Benchmark
SIP (XIRR) Regular 5.5% 7.13% 6.86% 6.36% 6.73%
Direct 5.86% 7.5% 7.24% 6.76% 7.14%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.05 1.33 0.75 2.37% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.89% 0.0% -0.07% 0.65 0.61%
Fund AUM As on: 30/12/2025 9736 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
Franklin India Banking & Psu Debt Fund 1
ICICI Prudential Banking & PSU Debt Fund 2
UTI Banking & PSU Fund 3
Kotak Banking And Psu Debt Fund 4
Sundaram Banking & PSU Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Banking and PSU Debt Fund - Quarterly IDCW 10.96
0.0000
0.0300%
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW 12.95
0.0000
0.0300%
ICICI Prudential Banking and PSU Debt Fund - Growth 33.72
0.0100
0.0300%
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Growth 35.22
0.0100
0.0300%

Review Date: 27-01-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, ICICI Prudential Banking & PSU Debt Fund is the third ranked fund. The category has total 20 funds. The 5 star rating shows an excellent past performance of the ICICI Prudential Banking & PSU Debt Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 2.37% which is higher than the category average of 0.77%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.05 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

ICICI Prudential Banking & PSU Debt Fund Return Analysis

  • The fund has given a return of -0.01%, 0.98 and 2.34 in last one, three and six months respectively. In the same period the category average return was -0.04%, 0.66% and 1.98% respectively.
  • ICICI Prudential Banking & PSU Debt Fund has given a return of 7.38% in last one year. In the same period the Banking and PSU Debt Fund category average return was 7.04%.
  • The fund has given a return of 7.82% in last three years and ranked 1.0st out of 20 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.48%.
  • The fund has given a return of 6.62% in last five years and ranked 2nd out of 17 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 6.17%.
  • The fund has given a return of 7.78% in last ten years and ranked 1st out of 14 funds in the category. In the same period the category average return was 7.35%.
  • The fund has given a SIP return of 5.86% in last one year whereas category average SIP return is 5.28%. The fund one year return rank in the category is 3rd in 21 funds
  • The fund has SIP return of 7.5% in last three years and ranks 3rd in 20 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (7.59%) in the category in last three years.
  • The fund has SIP return of 7.24% in last five years whereas category average SIP return is 6.88%.

ICICI Prudential Banking & PSU Debt Fund Risk Analysis

  • The fund has a standard deviation of 0.89 and semi deviation of 0.61. The category average standard deviation is 1.14 and semi deviation is 0.77.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.07. The category average VaR is -0.05 and the maximum drawdown is -0.13. The fund has a beta of 0.54 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.03
    -0.07
    		-0.26 | 0.11 8 | 21 Good
    3M Return % 0.89
    0.57
    		0.19 | 1.06 2 | 21 Very Good
    6M Return % 2.17
    1.79
    		1.29 | 2.42 3 | 21 Very Good
    1Y Return % 7.01
    6.66
    		5.90 | 7.43 4 | 21 Very Good
    3Y Return % 7.45
    7.09
    		6.65 | 7.45 1 | 20 Very Good
    5Y Return % 6.21
    5.79
    		5.16 | 7.05 2 | 17 Very Good
    7Y Return % 7.13
    6.86
    		6.32 | 7.64 3 | 15 Very Good
    10Y Return % 7.37
    6.99
    		6.39 | 7.37 1 | 14 Very Good
    15Y Return % 7.97
    7.72
    		6.99 | 8.20 2 | 3 Good
    1Y SIP Return % 5.50
    4.90
    		3.96 | 6.02 3 | 21 Very Good
    3Y SIP Return % 7.13
    6.83
    		6.34 | 7.24 4 | 20 Very Good
    5Y SIP Return % 6.86
    6.50
    		6.15 | 7.37 2 | 17 Very Good
    7Y SIP Return % 6.36
    6.04
    		5.59 | 6.75 2 | 15 Very Good
    10Y SIP Return % 6.73
    6.47
    		6.02 | 6.78 2 | 14 Very Good
    15Y SIP Return % 7.40
    7.04
    		6.56 | 7.48 2 | 4 Good
    Standard Deviation 0.89
    1.14
    		0.82 | 1.59 3 | 20 Very Good
    Semi Deviation 0.61
    0.77
    		0.54 | 1.09 4 | 20 Very Good
    Max Drawdown % -0.07
    -0.13
    		-0.40 | 0.00 8 | 20 Good
    VaR 1 Y % 0.00
    -0.05
    		-0.45 | 0.00 15 | 20 Average
    Average Drawdown % -0.07
    -0.09
    		-0.25 | 0.00 8 | 20 Good
    Sharpe Ratio 2.05
    1.34
    		0.89 | 2.05 1 | 20 Very Good
    Sterling Ratio 0.75
    0.72
    		0.69 | 0.75 1 | 20 Very Good
    Sortino Ratio 1.33
    0.82
    		0.47 | 1.33 1 | 20 Very Good
    Jensen Alpha % 2.37
    0.77
    		-1.20 | 2.45 2 | 20 Very Good
    Treynor Ratio 0.03
    0.02
    		0.01 | 0.03 1 | 20 Very Good
    Modigliani Square Measure % 9.22
    7.17
    		5.23 | 9.22 1 | 20 Very Good
    Alpha % -0.27
    -0.67
    		-0.97 | -0.27 1 | 20 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.01 -0.04 -0.24 | 0.15 8 | 21 Good
    3M Return % 0.98 0.66 0.26 | 1.13 2 | 21 Very Good
    6M Return % 2.34 1.98 1.42 | 2.59 3 | 21 Very Good
    1Y Return % 7.38 7.04 6.20 | 7.78 4 | 21 Very Good
    3Y Return % 7.82 7.48 6.97 | 7.82 1 | 20 Very Good
    5Y Return % 6.62 6.17 5.55 | 7.31 2 | 17 Very Good
    7Y Return % 7.56 7.24 6.57 | 7.98 3 | 15 Very Good
    10Y Return % 7.78 7.35 6.66 | 7.78 1 | 14 Very Good
    1Y SIP Return % 5.86 5.28 4.24 | 6.36 3 | 21 Very Good
    3Y SIP Return % 7.50 7.21 6.67 | 7.59 3 | 20 Very Good
    5Y SIP Return % 7.24 6.88 6.61 | 7.64 2 | 17 Very Good
    7Y SIP Return % 6.76 6.40 5.96 | 6.99 2 | 15 Very Good
    10Y SIP Return % 7.14 6.84 6.31 | 7.19 2 | 14 Very Good
    Standard Deviation 0.89 1.14 0.82 | 1.59 3 | 20 Very Good
    Semi Deviation 0.61 0.77 0.54 | 1.09 4 | 20 Very Good
    Max Drawdown % -0.07 -0.13 -0.40 | 0.00 8 | 20 Good
    VaR 1 Y % 0.00 -0.05 -0.45 | 0.00 15 | 20 Average
    Average Drawdown % -0.07 -0.09 -0.25 | 0.00 8 | 20 Good
    Sharpe Ratio 2.05 1.34 0.89 | 2.05 1 | 20 Very Good
    Sterling Ratio 0.75 0.72 0.69 | 0.75 1 | 20 Very Good
    Sortino Ratio 1.33 0.82 0.47 | 1.33 1 | 20 Very Good
    Jensen Alpha % 2.37 0.77 -1.20 | 2.45 2 | 20 Very Good
    Treynor Ratio 0.03 0.02 0.01 | 0.03 1 | 20 Very Good
    Modigliani Square Measure % 9.22 7.17 5.23 | 9.22 1 | 20 Very Good
    Alpha % -0.27 -0.67 -0.97 | -0.27 1 | 20 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Banking & Psu Debt Fund NAV Regular Growth Icici Prudential Banking & Psu Debt Fund NAV Direct Growth
    27-01-2026 33.7201 35.2186
    23-01-2026 33.711 35.2078
    22-01-2026 33.7074 35.2036
    21-01-2026 33.6683 35.1625
    20-01-2026 33.6664 35.1601
    19-01-2026 33.6658 35.1592
    16-01-2026 33.671 35.1637
    14-01-2026 33.701 35.1943
    13-01-2026 33.7138 35.2074
    12-01-2026 33.7357 35.2299
    09-01-2026 33.7141 35.2063
    08-01-2026 33.7135 35.2054
    07-01-2026 33.7229 35.2149
    06-01-2026 33.7296 35.2216
    05-01-2026 33.7369 35.2288
    02-01-2026 33.7572 35.2491
    01-01-2026 33.7577 35.2492
    31-12-2025 33.7475 35.2383
    30-12-2025 33.7228 35.2122
    29-12-2025 33.7315 35.2209

    Fund Launch Date: 28/Dec/2009
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate income through predominantly investing in Debt instruments ofbanks, Public Sector Undertakings, Public Financial Institutions and MunicipalBonds while maintaining the optimum balance of yield, safety and liquidity.However, there can be no assurance or guarantee that the investment objectiveof the Scheme would be achieved.
    Fund Description: An open ended debt scheme predominantly investing in Debtinstruments of banks, Public Sector Undertakings, PublicFinancial Institutions and Municipal Bonds
    Fund Benchmark: CRISIL Banking and PSU Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.